Having a prepaid cell phone is becoming more popular in the United States. There is no contract to sign and no monthly bill to pay.

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T-Mobile ToGo

Prepaid Cell Phone T-Mobile ToGo LogoT-Mobile's prepaid cell phone plan is called "T-Mobile ToGo". The cost per minute varies between 13 cents (if you buy 400 minutes for $50) and 33 cents (if you buy 30 minutes for $10). The 30 minute card expires after 30 days, the others after 90 days.

They have a 365 day option, but you have to buy 1000 minutes for $100. The cost per minute for this option is 10 cents.

PRO: Low cost per minute if you spend $100 and buy 1000 minutes.

CON: Variable cost per minute depending on refill amount.

WEBSITE: http://www.t-mobile.com/shop/Plans/Default.aspx?plancategory=4